Aeon Credit Cards
Enjoy exclusive cashback, rewards, and member privileges with AEON Credit Cards. Apply online today and unlock exciting benefits across Malaysia.
Why Apply for Aeon Credit Card?
Apply online now thru AEON Credit Service directly, and get instant access to AEON benefits and promotions at all outlets in Malaysia.
AEON Credit Card Features & Benefits
Cashback and Rewards
Earn up to 10% cashback on AEON Thank You Days and additional rewards for online and overseas spending.
Exclusive Member Privileges
Enjoy access to AEON Lounges, special discounts at AEON malls, and promotions at partner outlets nationwide.
Flexible Payment Options
Manage your spending better with 0% installment payment plans and balance transfer programs.
Credit Cards
Find the credit card that best meets your needs.
Filter by Benefits:
Annual Income Range:
RM10000 - RM60000
Credit Card
AEON Platinum Visa
10% AEON BiG & AEON Retail Cashback
2% Cashback from Online Spending
Up to 6x AEON Points
Credit Card
AEON Platinum Mastercard
10% AEON BiG & AEON Retail Cashback
2% Cashback from Online Spending
Up to 6x AEON Points
Credit Card
AEON Gold Visa
8% AEON BiG & AEON Retail Cashback
5% Dining Cashback
Up to 3x AEON Points
Credit Card
AEON Gold Mastercard
8% AEON BiG & AEON Retail Cashback
5% Dining Cashback
Up to 3x AEON Points
Credit Card
AEON Classic Visa & Mastercard
5% AEON BiG & AEON Retail Cashback
Up to 2x AEON Points
Credit Card
AEON BiG Gold Visa
5% AEON BiG & AEON Retail Cashback
5% Petrol Cashback
2% Cashback from Online Spending
Credit Card
AEON BiG Classic Visa
5% AEON BiG & AEON Retail Cashback
5% Petrol Cashback
2% Cashback from Online Spending
Apply for Aeon Credit Card Today
Why Choose Aeon Credit Card Service?
AEON is a familiar brand to many Malaysians, especially as it's a part of our everyday lives through AEON malls for grocery shopping, catch the latest movies, enjoy meals with friends, and more. AEON Credit Service builds on this trust, offering convenient financial solutions tailored to meet your needs.
Interest-Free Period
Enjoy a 20-day interest-free period on retail transactions if the previous balance is paid in full by the due date.
Rewards and Cashback
Earn points and cashback for transactions:
- AEON Points:
- RM1 = 4 Points at AEON Stores (Platinum cards).
- RM1 = 2 Points on general spending.
- Redeem points (400 points = RM1).
- Cashback:
- 10% on AEON Thank You Day for Platinum cards (capped at RM100/month).
- 2% cashback for online spending (capped at RM25/month).
Travel Benefits
Enjoy exclusive privileges:
- Plaza Premium Lounge:
- Platinum Card: 6X complimentary access.
- Gold Card: 3X complimentary access.
- Travel Insurance: Coverage up to RM1,000,000 for Platinum cards.
5% Cashback on AEON Thank You Day
One major AEON credit card benefit is whether you have a Mastercard or Visa, you can get a 5% cash rebate on your spending during AEON BiG Thank You Day and AEON Thank You Day, every 20th and 28th of the month, respectively.
You can also earn cashback when swiping on selected spending categories such as petrol, online, and overseas purchases, utility transactions and by spending using contactless transactions or payWave, every other day!
How does an AEON Credit Card work?
Think of it as a flexible financial tool, similar to a fast loan, which allows you to manage your purchases and repay them later. AEON credit cards offer various features and benefits, including the following:
Annual Fees
AEON credit cards come with annual fees, which reflect the benefits offered. Some cards offer fee waivers based on specific conditions:
- AEON Platinum: RM200 (Principal), RM100 (Supplementary). Annual fee is waived if you spend RM18,000 annually.
- AEON Gold: RM95 (Principal), RM60 (Supplementary). Fee waived with at least 12 transactions per year.
- AEON Classic: RM30 (Principal), RM20 (Supplementary). Fee waived with at least 12 transactions per year.
Finance Charges
Finance charges are interest rates applied to unpaid balances:
- 15% per annum: For cardholders with timely payments for 12 consecutive months.
- 17% per annum: For cardholders with timely payments for at least 10 months in a year.
- 18% per annum: For payments made in fewer than 10 months.
Flexi Payment Plan (FPP)
Convert purchases into manageable monthly installments:
- Eligibility: Minimum retail purchase of RM500.
- Tenure Options:
- 6 months: 2.5% upfront interest.
- 12 months: 3.5% upfront interest.
- 18 months: 5.5% upfront interest.
- Early Settlement Fee: RM50.
Balance Transfer
Transfer balances from other credit cards to AEON:
- Eligibility: Minimum transfer amount of RM1,000.
- Tenure Options:
- 12 months: 3% upfront interest.
- 18 months: 3.99% interest p.a.
- 24 months: 4.50% interest p.a.
- 36 months: 5.99% interest p.a.
AEON Customer Service
Whatever experience you have with your AEON credit card, share your thoughts and issues with AEON Customer Service at 03 2719 9999.
You can also visit an AEON Credit Service branch or service counter, open seven days a week and on public holidays.