Aeon Credit Cards

Enjoy a 20-day interest-free period on retail transactions if the previous balance is paid in full by the due date.

Earn points and cashback for transactions:

• AEON Points:
  • RM1 = 4 Points at AEON Stores (Platinum cards).
  • RM1 = 2 Points on general spending.
  • Redeem points (400 points = RM1).
• Cashback:
  • 10% on AEON Thank You Day for Platinum cards (capped at RM100/month).
  • 2% cashback for online spending (capped at RM25/month).

Enjoy exclusive privileges:

• Plaza Premium Lounge:
  • Platinum Card: 6X complimentary access.
  • Gold Card: 3X complimentary access.
• Travel Insurance: Coverage up to RM1,000,000 for Platinum cards.

One major AEON credit card benefit is whether you have a Mastercard or Visa, you can get a 5% cash rebate on your spending during AEON BiG Thank You Day and AEON Thank You Day, every 20th and 28th of the month, respectively.
You can also earn cashback when swiping on selected spending categories such as petrol, online, and overseas purchases, utility transactions and by spending using contactless transactions or payWave, every other day!

AEON credit cards come with annual fees, which reflect the benefits offered. Some cards offer fee waivers based on specific conditions:

• AEON Platinum: RM200 (Principal), RM100 (Supplementary). Annual fee is waived if you spend RM18,000 annually.
• AEON Gold: RM95 (Principal), RM60 (Supplementary). Fee waived with at least 12 transactions per year.
• AEON Classic: RM30 (Principal), RM20 (Supplementary). Fee waived with at least 12 transactions per year.

Finance charges are interest rates applied to unpaid balances:

• 15% per annum: For cardholders with timely payments for 12 consecutive months.
• 17% per annum: For cardholders with timely payments for at least 10 months in a year.
• 18% per annum: For payments made in fewer than 10 months.

Convert purchases into manageable monthly installments:

• Eligibility: Minimum retail purchase of RM500.
• Tenure Options:
  • 6 months: 2.5% upfront interest.
  • 12 months: 3.5% upfront interest.
  • 18 months: 5.5% upfront interest.
• Early Settlement Fee: RM50.

Transfer balances from other credit cards to AEON:

• Eligibility: Minimum transfer amount of RM1,000.
• Tenure Options:
  • 12 months: 3% upfront interest.
  • 18 months: 3.99% interest p.a.
  • 24 months: 4.50% interest p.a.
  • 36 months: 5.99% interest p.a.