Written by PropertyGenie Team
The Malaysia My Second Home (MM2H) programme has been through several redesigns since its launch, and the 2024 revamp into a three-tier structure has reshaped who qualifies and what they get. For serious foreign property buyers looking at Malaysia — whether from Singapore, Hong Kong, Mainland China, Japan, the UK or the Middle East — MM2H remains one of the clearest long-term residence pathways in Southeast Asia. This 2026 guide explains what you qualify for at each tier, how much property you must buy and where, and the full buy-then-live workflow once your visa is issued.
Kuala Lumpur remains the most popular MM2H destination for foreign buyers.
| Tier | Fixed Deposit | Monthly Offshore Income | Min. Property Purchase |
|---|---|---|---|
| Silver | USD 150,000 | USD 5,000 | RM600,000 residential |
| Gold | USD 500,000 | USD 10,000 | RM1,000,000 residential |
| Platinum | USD 1,000,000 | USD 15,000 | RM2,000,000 residential |
Each tier comes with a different length of renewable pass, right to bring dependents, and privileges such as employment, business and education permissions. Always verify the live programme rules at mm2h.gov.my before committing — policy is refined annually based on Cabinet review.
Every MM2H tier includes a property purchase requirement. Most applicants have never been on the ground in Malaysia when they apply. Property Genie centralises the three things you need before flying in: (1) live listings with verified prices above each state's foreigner minimum threshold, (2) virtual tours of shortlisted units, and (3) verified Negotiators who specialise in MM2H and foreigner transactions — many are REN-certified and fluent in Mandarin, Japanese, Korean or Arabic.
Foreign buyers cannot buy every property in Malaysia. Each state enforces its own minimum threshold, and a handful of categories (Malay Reserve land, low and medium cost housing, any unit earmarked for Bumiputera quota) are off limits regardless of price.
| State | Minimum Price for Foreigners | Browse Listings |
|---|---|---|
| Kuala Lumpur (Federal Territory) | RM1,000,000 | All KL · KLCC condos |
| Selangor | RM2,000,000 | All Selangor |
| Penang (Island) | RM3,000,000 landed / RM1,000,000 strata | All Penang |
| Penang (Mainland Seberang) | RM1,000,000 | Penang listings |
| Johor | RM1,000,000 – RM2,000,000 | All Johor |
| Sabah | RM1,000,000 | Sabah listings |
| Sarawak | RM600,000 – RM800,000 | Sarawak listings |
| Melaka / Negeri Sembilan | RM1,000,000 | Melaka · N. Sembilan |
| Perak | RM1,000,000 | Perak listings |
Luxury condominiums in Mont Kiara and Bangsar are popular MM2H-eligible options.
When foreigner buyers shortlist luxury condominiums in Kuala Lumpur that clear the RM1 million threshold, these six buildings consistently rank among the most enquired on Property Genie:
Yes, foreigners can get mortgages in Malaysia. Typical 2026 terms:
Retirees from Northeast Asia seeking tropical living at roughly a third of Tokyo or Seoul costs; remote workers from higher-cost Western metros attracted by tier-1 healthcare and English fluency; families seeking international school access in Mont Kiara, Bangsar, Setia Alam or Iskandar Puteri; and regional business owners who want to base themselves within 3 hours of most ASEAN capitals.
Ready to make your next move?
Browse live listings — MM2H-eligible properties in KLCC condos, Mont Kiara, Bangsar, Damansara Heights bungalows, Iskandar & Johor and Penang Island — all with up-to-date transacted prices, photos and floor plans.
Talk to a verified Property Genie agent — Our MM2H-specialist Negotiators can arrange private viewings, run a Comparative Market Analysis and negotiate on your behalf. Find an MM2H-specialist agent →