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青年百亿房贷担保, 过去15年86.43%申请获批

中文资讯

Written by Joe Wang

Akmal Nasrullah bin Mohd Nasir

(地方政府发展部副部长阿克玛(Akmal Nasrullah bin Mohd Nasir) , 图片来源:Bernama)

 

房屋信贷担保计划(SJKP)在2008年至今年9月30日的执行期间,对于3万零841份贷款申请进行了审批,其中有2万6645份,占86.43%的青年贷款申请获得了批准。

地方政府发展部副部长阿克玛(Akmal Nasrullah bin Mohd Nasir)在回答上议员丹斯里莫哈末哈尼法教授的口头提问时指出,该计划提供总值50亿令吉的贷款担保。此外,考虑到昌明经济框架,融资担保额度而外再提高50亿令吉预算。

发展部副部长阿克玛在上议院的发言中表示:“根据2024年财政预算案,政府也同意提高融资担保,额外担保100亿令吉。”

阿克玛强调,这项融资计划适用于首次购房者,包括那些没有固定收入或薪水单的年轻人,比如零工经济群体。他补充说,融资不仅限于新房,还包括现有房屋或拍卖屋。

另外,阿克玛提到,截至今年10月31日,地方政府发展部辖下的162个人民房屋计划已经完工,共建成10万零696间房屋。

他详细介绍说:“根据记录,截至2022年,在已入住的8382间人民租赁房屋(PPR Disewa)和先租后买房屋中,一家之主的最高年龄层在31至40岁,占人数约3013人(35.90%)。”

阿克玛指出,国家房屋有限公司(SPNB)的房屋截至今年10月30日已售2万5708间,其中1万7895间是由青年持有。

最后,他补充道:“在6万4115间已建成的人民亲善房屋(RMR)中,有4万1675间或65%是由青年持有。”

 

更多青年百亿房贷担保详情:没有薪水单资料不齐也能获批贷款,实现买房

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